Cycling has emerged as a satisfying and sustainable mode of transport across the world and recent times have further amplified its popularity. However, for many, owning a bicycle is still a distant dream due to financial constraints. Even the most basic bicycles come with a price tag which can be daunting. Enter Bicycle on EMI: a smart financial option that ensures you fulfil your dream of owning a bicycle, without burning a hole in your pocket.
Bicycle on EMI: Making Dreams Affordable
EMI (Equated Monthly Installment), is a payment plan that allows you to pay for a product or service in small, manageable chunks over a period of time. The Ease of installment payments makes higher priced commodities, like bicycles, more affordable and accessible. It is a win-win for the buyer who can purchase products upfront while paying for them over an extended period. EMI can be availed from various financial institutions and digital lending platforms. It is here that the Bajaj Finserv Insta EMI Card comes into play.
Bajaj Finserv, one of India’s most diversified NBFC, offers the Insta EMI Card, a pre-approved loan card, where the loan amount is already approved and you can utilise it as per your needs. With a pre-approved limit of up to 1.5 lakhs, it is a handy card in your pocket that you can use while buying a bicycle on EMI and pay back in easy EMIs. What makes this card exceptional is that it allows you to shop online and offline across a huge network of Bajaj Finserv’s partner stores. Besides, it also extends its reach to a gamut of products and services beyond just bicycles.
Steps to Apply for the Bajaj Finserv Insta EMI Card
Applying for the Bajaj Finserv Insta EMI card is simple with both online and offline processes. To apply online, you simply have to visit the Bajaj Finserv official website, fill the application form providing necessary details and documents, and you’re done. If you prefer to apply for it offline, then you can walk into any of the Bajaj Finserv branches, fill out the physical application form, submit the required documents and get your EMI Card.
Shopping with the Insta EMI card is equally straightforward. For online shopping, check out from your preferred shopping platform, and at the payment stage, select EMI as your payment method and choose Bajaj Finserv as your EMI partner. For offline shopping, you just need to select your desired bicycle, swipe your Insta EMI card at the payment counter, and choose a suitable EMI plan.
Benefits of the Insta EMI Card
Bajaj Finserv Insta EMI Card indeed has many benefits that make your bicycle shopping experience hassle-free.
- Firstly, it gives you the flexibility to pay for your bicycle in small, manageable monthly installments.
- Secondly, there is no need for you to pay any down payment while making your purchase.
- Thirdly, there are flexible repayment tenures ranging from 3 to 24 months, allowing you to enjoy the freedom to select a repayment period that suits you best. Moreover, in case, you decide to repay the entire loan amount early, there is no foreclosure charge as well.
bicycle on EMITo summarise, the concept of ‘Bicycle on EMI’ has struck a chord with a large number of people and has substantially aided in increasing the affordability and access to bicycles. Undoubtedly, financial aids like the Bajaj Finserv Insta EMI card provide a budget-friendly solution and make bicycle ownership a pleasant and achievable dream. So cycle your way into financial well-being and better health by opting for a Bicycle on EMI with the Bajaj Finserv Insta EMI Card. Happy cycling!
